Learning Centre

Dairy Farm Loss Control Tips

Dairy farm loss control involves maintaining a clean barn, inspecting equipment, and protecting milk storage to prevent contamination and equipment failure. Monitor access, test water, maintain herd health, and manage hazards like grain and chemicals. Insurance is also crucial.

Contractor Insurance Requirements By Trade: What You Need To Know

Contractor insurance is crucial for protecting tools, projects, and reputation due to the risks inherent in various trades. Coverage requirements vary by trade, with carpenters, electricians, plumbers, and roofers needing specific insurance types.

5 Common Misconceptions About Business Insurance and the Truth

Many Prairie business owners mistakenly believe they don't need insurance due to their size or that general liability covers everything. However, insurance protects against various risks like lawsuits and cyberattacks, and can be customized to fit different business needs and budgets.

Sustainable Home Tips

Living sustainably doesn’t have to mean expensive upgrades or a total lifestyle overhaul. Small, practical steps, like swapping to LED bulbs, sealing drafts, using a smart thermostat, and saving water with low-flow fixtures can make your home more efficient and your bills lighter. When it’s time to upgrade appliances or renovate, choose energy-smart options and durable materials for long-term savings. Everyday habits like turning off unused lights, washing in cold water, and composting also add up. Plus Sandbox Mutual’s free Go Green coverage can help you rebuild with eco-friendly materials if your home is damaged.

Tools, Trucks, And Teams: What Your Contractor Insurance Should Cover

This blog breaks down the essentials of contractors' insurance for tradespeople in Saskatchewan, Alberta, and Manitoba, whether you're a builder, plumber, painter, landscaper, or anywhere in between. It covers the core protections like Commercial General Liability and Tools & Equipment coverage, plus advanced add-ons such as Business Contents, Installation Floaters, Business Interruption, and Contractors' Equipment. You'll also learn about optional coverages like Cyber Insurance, Equipment Breakdown, and Sewer Backup. In short, it's a guide to protecting your business, tools, and livelihood so you can keep doing what you do best, without worrying about the what-ifs.

Do Contractors Need Liability Insurance? A Guide For Western Canadian Trades

Liability insurance is a safety net for contractors, protecting against costs from property damage, injuries, or lawsuits. While not always legally required, it's often expected by clients and can be quite affordable.

Wherever you hang your hat, keep it safe.

Home insurance is important for homeowners, condo owners, renters, landlords, and those with cottages/cabins. Coverage should include the building, personal belongings, liability, and risks such as theft, water damage, and vandalism.

There’s no business like your business.

Protect your business with commercial property insurance covering building, contents, and income loss from risks like fire, theft, and cyberattacks. Contractors should insure tools and vehicles, while restaurants need coverage for equipment and food spoilage.

And on that farm, you had insurance!

Farm insurance is essential for protecting property, equipment, and production from risks like fire, theft, and weather. Coverage should also extend to hobby farms and beekeeping, including liability and transit protection.

For whatever you own that goes VROOM.

The text discusses the types of insurance you need for personal, recreational, and commercial vehicles. It highlights liability coverage as essential, along with options like collision and comprehensive coverage depending on the vehicle type.