Learning Centre

Why Liability Insurance is Important for Small Businesses in the Canadian Prairies

The vast Canadian Prairies offer endless opportunities for small businesses to grow and thrive, making the journey for entrepreneurs and start-ups a very thrilling and enjoyable one. Amidst the excitement of entrepreneurship, it's crucial not to overlook one vital aspect: liability insurance. Yup, you got it! This coverage is essential for protecting your business from risks and liabilities, helping ensure your success and longevity in the dynamic Canadian business landscape. 

The Essentials for First-time Landlords

So, it’s your first time renting out a property? Or maybe you’re not new to the real estate game and you own several rental properties? Whatever your skill level, landlords all have certain main objectives like making a profit or building real estate equity. If these objectives weren’t possible, simply no one would do it. That being said, there are a few things that come before the moolah starts raking itself in. Here’s what they are:

Weathering the Canadian Prairie Storm: Tips on How to Keep Your Farm Secure in the Event of Natural Disasters

As a team based in the prairies, we understand better than anyone that the prairie landscape in Canada is extensive. The environment, while full of life, faces changing conditions like blizzards, drought, storms, floods, and hail. The Canadian Prairies are a natural wonder where vastness and mighty nature go side-by-side. Extending across a wide area, this place has eye-capturing sceneries and fertile grounds.

Barn to Bin: Preventing Theft of Agricultural Equipment Across the Prairies

The prairie provinces are a big part of agricultural life in Canada, and they’ve got a rich and colourful history, too! From millions of acres of rolling farmland to cozy barns, the heart of the prairies is in our farmers. Despite the beauty and peace of the farmland, sadly, agricultural machinery getting stolen is a growing concern. Not only do stolen equipment and tools from the farm create a huge financial burden for our farmers, but they can also disrupt rural life. At Sandbox Mutual Insurance, we

How-To Protect Your Home Against Fire Hazards and Forest Fires This Summer

According to Statistics Canada, there were 10,819 residential fire incidents across Canada in 2021. These residential fires can be the spark to the wildfires that destroy ecosystems, communities, and much more. If you live in a wildfire-prone area, or even if you don’t, here are some delightfully simple ways you can protect your home against fire hazards and forest fires.

The Murphys Go Camping, What Could Go Wrong?

The Murphys are heading on a family camping trip! What could possibly go wrong? Ahh, well, when you’re the Murphys, anything that can go wrong…

The Murphys’ Homeownership Woes

When you’re the Murphys, things… tend to go wrong. A lot. You might even say that for this poor family, whatever can go wrong, will go wrong. Kinda liiike, Murphy’s Law! Good thing they have all kinds of property insurance from Sandbox Mutual Insurance.

Communities at Play: Announcing the 2024 Recipients

Sandbox’s Communities at Play program provides deserving communities throughout the prairies with $25,000 each toward their playground project. The initiative began last year in 2023, where we awarded four communities with funds to upgrade their playgrounds.

Preparing for Risky Business

Managing risk is an essential part of every business, large or small, states the Insurance Bureau of Canada: “Theft, fire, vandalism, riots: A host of perils could come your way and you need to be ready for them. You can help control the cost of your insurance premiums and improve your business operations by adopting risk management strategies.”

Many small business owners do not see the benefit of practicing risk management, says Tony Lackey, principal, TL Risk Solutions and lead instructor for the risk management courses at Carleton University.

Rental-Friendly Decorating Tips: A Tenant's Guide

Face it, we’ve all been there when that command strip promises us that it won’t peel the paint off the wall… and then it does. Tenants—we get how frustrating it can be to try and make a space your own while trying not to cause any damage in the meantime. We’re here to give you some rental-friendly decorating tips that maybe you know and some that you don’t. Here’s our tenant’s guide to rental-friendly decorating:

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